At Mortgage Forces, we go beyond just providing a mortgage. We offer tailored support for Canadian military members and DND employees, addressing the unique financial challenges you face. With benefits such as military posting clauses that protect against sudden relocations and mortgage protection plans offering up to six months of payment coverage, our goal is to give you peace of mind while you focus on what matters most—your family and career.

Exclusive Rates for Military Families

“As a token of our gratitude, we offer specially reduced rates to members of the Canadian Armed Forces. Enjoy competitive rates, personalized service, and mortgage options designed to meet the demands of military life.”

Mortgage Forces Exclusive Rate

Mortgage Forces Exclusive Offers

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3.79%

6 - Mo Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Mortgage Forces Exclusive Offers

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4.09%

3 - Yr Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Popular Plan

Mortgage Forces Exclusive Offers

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4.09%

5 - Yr Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Popular Plan

Mortgage Forces Exclusive Offers

info

4.20%

5 - Yr Variable

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Mortgage Forces Exclusive Offers

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5.14%

7 - Yr Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Mortgage Forces Exclusive Offers

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5.24%

10 - Yr Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Close your mortgage with Mortgage Forces

Mortgage Forces
4.6
Based on 77 reviews
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  • Great service. Amazing staff.

    Frank Ienzi Avatar Frank Ienzi
    May 27, 2025

    Melissa Forbes was pleasant to work with. She assisted us through our mortgage process and was always available to answer... read more the questions we had. She explained all details in a way that was understandable and followed up on all our questions and concerns. Greg and Tricia.

    Greg Phillips Avatar Greg Phillips
    May 13, 2025

    Me and my wife can't thank enough Vanessa Enache from Mortgageforces. She is an amazing agent helping us buying our... read more first house from the beginning until we bought our new house. She is very patience in keep us updated all the time. She is the best agent we have and she is one of a kind agent and best of the best.

    Joselito Avatar Joselito
    May 13, 2025
  • Our experience with Vanessa was amazing she answered all of our questions and was as fast as she could be... read more with response . Highly recommend going with them ! Ask for Vanessa you won’t be disappointed .

    Samantha Leger Avatar Samantha Leger
    May 1, 2025

    We were very happy with the service we received from Melissa Forbes. She guided us through the Mortgage process and... read more was always helpful when answering our questions and concerns. Definately a GREAT service and team. Lesley & Ellen

    Lesley Avatar Lesley
    March 5, 2025

    We were very happy with the service we received from Melissa Forbes. She guided us through the Mortgage process and... read more was always helpful when answering our questions and concerns. Definately a GREAT service and team. Lesley & Ellen

    Lesley Avatar Lesley
    March 4, 2025
  • I can’t recommend Melissa highly enough! I had a complicated refinance with multiple layers of complexity, and she handled it... read more all with incredible patience and professionalism. I can be quite indecisive, but Melissa never made me feel rushed or pressured. She took the time to walk me through every step of the process, answer all my questions, and make sure I was comfortable with each decision. What really stood out was how hard she worked to get me the best possible rate—she truly went above and beyond. Melissa is not only knowledgeable and detail-oriented but also kind, approachable, and genuinely invested in her clients’ success. If you’re looking for a mortgage agent who will make the process seamless and stress-free, Melissa is the one to call! Thank you, Melissa, for your dedication and expertise—you’ve earned a lifelong client!

    Kaitlin Kendall Avatar Kaitlin Kendall
    February 2, 2025

    Melissa was a pleasure to work with. She was efficient and thoroughly explained everything in terms I understood. I will... read more recommend her to all my family and friends. Thank you.

    Samantha Roman [Staff] Avatar Samantha Roman [Staff]
    January 26, 2025

    I can’t recommend Melissa highly enough! I had a complicated refinance with multiple layers of complexity, and she handled it... read more all with incredible patience and professionalism. I can be quite indecisive, but Melissa never made me feel rushed or pressured. She took the time to walk me through every step of the process, answer all my questions, and make sure I was comfortable with each decision. What really stood out was how hard she worked to get me the best possible rate—she truly went above and beyond. Melissa is not only knowledgeable and detail-oriented but also kind, approachable, and genuinely invested in her clients’ success. If you’re looking for a mortgage agent who will make the process seamless and stress-free, Melissa is the one to call! Thank you, Melissa, for your dedication and expertise—you’ve earned a lifelong client!

    Kaitlin Kendall Avatar Kaitlin Kendall
    January 26, 2025
  • Michel consistently offers unprecedented customer service from start to finish! I am a multiple time repeat customer with Michel, and... read more always recommend him for mortgages or renewals. His expertise, attention to detail and friendliness was unmatched. Every time I deal with him, I couldn't be happier with the service received. If you're looking for a mortgage broker who is knowledgeable, trustworthy, and genuinely cares about their clients, look no further than Michel Picotte!

    Maxime Imbert Avatar Maxime Imbert
    January 2, 2025

    Michel consistently offers unprecedented customer service from start to finish! I am a multiple time repeat customer with Michel, and... read more always recommend him for mortgages or renewals. His expertise, attention to detail and friendliness was unmatched. Every time I deal with him, I couldn't be happier with the service received. If you're looking for a mortgage broker who is knowledgeable, trustworthy, and genuinely cares about their clients, look no further than Michel Picotte!

    Maxime Imbert Avatar Maxime Imbert
    December 20, 2024

    Danny is an exceptional mortgage broker who truly stands out for his professionalism. He demonstrates an in-depth understanding of the... read more mortgage industry and will take the time to guide you through every step of the process. His communication skills are top-notch, always keeping you informed and making sure you feel comfortable with each decision. He is reliable, knowledgeable, and always puts your best interests first. I highly recommend Danny to anyone looking for a mortgage broker who truly cares and excels in his field!

    Liam Swords Avatar Liam Swords
    December 20, 2024
  • Melissa was excellent. Helped us through a particularly difficult refinance situation. I highly recommend her and their process.

    KMoore Avatar KMoore
    December 20, 2024

    Danny and his team at Mortgage Forces deliver exceptional service with professionalism and care—highly recommend!

    Sarjun Gharib Avatar Sarjun Gharib
    December 6, 2024

    Melissa was my mortgage broker there. It was the worst experience I ever had for mortgage renewal. She was asking... read more paperwork that I never had to produce before. She made Soo many errors that even after the financing they were asking me paperwork that I had previously provided Melissa and she didn't forwarded them the documents. On top of requesting documents that made no sense. She didn't fight for us telling the company to forget about those stupid docs... Brief she didn't know her job. If they would have given me the contacts for the financing I would have resolved things 20days faster. But no I was stressed until the financing Day of my mortgage and even after. They are only good to get a proper deal (and not amazing btw) and then the service stop. I don't think I'll deal with them again. Do not recommend them

    Benoit Hamel Avatar Benoit Hamel
    December 2, 2024
  • Very reliable, responsive and helpful agents. Had the smoothest experience with them.

    Fr. Nektarios Najjar Avatar Fr. Nektarios Najjar
    November 14, 2024

    Melissa Forbes, fantastic mortgage specialist.

    Alex Desruisseaux Avatar Alex Desruisseaux
    November 5, 2024

    Vanessa at Forces Mortgages, was kindess most diligent broker I've ever dealt with, she responded instantly to my concerns, which... read more seems like she was working for me 24 hours a day Buying a house in today's market is the most daunting evolution I've ever been through and this was not my first home. She kept me focused with kind professionalism. Gracias Vanessa for my new home ! You know your part ship well⚓

    Gabrielle Sullivan Avatar Gabrielle Sullivan
    November 2, 2024
  • We just renewed our mortgage with Melissa F - mortgageforces.ca. While it is always stressful to renew a mortgage, Melissa... read more was always there too, guide us in the right direction. Very responsive and thorough helping us understand the process and reducing our stress at each step. Thanks Melissa!

    Lewis Cutler Avatar Lewis Cutler
    October 29, 2024

    Vanessa at Forces Mortgages, was kindess most diligent broker I've ever dealt with, she responded instantly to my concerns, which... read more seems like she was working for me 24 hours a day Buying a house in today's market is the most daunting evolution I've ever been through and this was not my first home. She kept me focused with kind professionalism. Gracias Vanessa for my new home ! You know your part ship well⚓

    Gabrielle Sullivan Avatar Gabrielle Sullivan
    October 29, 2024

    VANESSA ENACHE! #1 Mortgage Broker! Can I just tell you how AMAZING she was in helping us get what we needed when... read more it came to our new home, and selling our current property. Vanessa was on point with her professionalism, she knows her job well. And was great with her numbers. She worked so hard for us. Thank you, Vanessa. Looking forward to working with YOU again in the future. Highly recommended 👍

    louise Schell Avatar louise Schell
    October 2, 2024
  • I had Vanessa Enache as our mortgage broker and she was unbelievable! She went above and beyond and helped us... read more through all the steps for the purchase and sale of our house. Without her help I wouldn't have known where to begin. The quickness with numbers and the punctual responses was so amazing. If you're looking to get a new mortgage or refinance I really recommend Vanessa! What a pleasure to work with!

    Steven Moore Avatar Steven Moore
    September 26, 2024

    VANESSA ENACHE! #1 Mortgage Broker! Can I just tell you how AMAZING she was in helping us get what... read more we needed when it came to our new home, and selling our current property. Vanessa was on point with her professionalism, she knows her job well. And was great with her numbers. She worked so hard for us. Thank you, Vanessa. Looking forward to working with YOU again in the future. Highly recommended 👍

    louise Schell Avatar louise Schell
    September 19, 2024

    Terrible customer service. Communications suck. Rude and when I email my complaint, again took days to answer and yet... read more again sed look into it and get back you. Sill waiting. Garbage 🗑 would like to know how they get to use the name. And pry on military families, buy knowingly using their allowances to get pre-approval for higher mortgage. Dangerous if you lose them because of a posting.

    Shane Smith Avatar Shane Smith
    September 19, 2024
  • Third time using Mortgage Forces and our experiences keep getting better and better. Melissa F. was an absolute pro in... read more allowing us to feel comfortable throughout the entire process and was able to structure a complex new mortgage saving us a significant amount over time. Melissa was responsive, transparent and was instrumental in the tight turn-around for our new property.

    Dylan Hughes Avatar Dylan Hughes
    August 14, 2024

    I was shopping around for a mortgage as I was being posted. I stumbled across MortgageForces.ca, I didn't stay too... read more long as the rates I found we're a little higher than BMO's military rate. The next day I logged in at worked and there was an email from them, I thought how did they get my military email address as I didnt provide any info. A month later, I went on their site again to see if rates had dropped, the next week another email at work. If you're looking for a mortgage, do not pick this company. They're definitely using something to steal your contact information as soon as you login to their website and somehow grabbing your Mil email.

    Steve Doyle Avatar Steve Doyle
    July 3, 2024

    I was shopping around for a mortgage as I was being posted. I stumbled across MortgageForces.ca, I didn't stay too... read more long as the rates I found we're a little higher than BMO's military rate. The next day I logged in at worked and there was an email from them, I thought how did they get my military email address as I didnt provide any info. A month later, I went on their site again to see if rates had dropped, the next week another email at work. If you're looking for a mortgage, do not pick this company. They're definitely using something to steal your contact information as soon as you login to their website and somehow grabbing your Mil email.

    Steve Doyle Avatar Steve Doyle
    July 2, 2024
  • Could not have asked for a better experience at all. For a first time homebuyer I found that many places... read more would just be throwing terms around and then present you with a price. However, with the brokers at Mortgage Forces, I truly felt that they were on my team, the broker I dealt with Michel Picotte, went above and beyond for me, answered all my questions, explained things to me, and worked with me and found me a fantastic deal that I was able to work with. Truly went above and beyond and I am very gratefully for all the support and help that He and his team provided to me throughout the process, including weekends as well, they were happy to answer my questions. Could not have asked for a better experience, and I would highly recommend working with them if you are looking for a mortgage.

    Tristian Avatar Tristian
    May 2, 2024

    Working with Mortgage Forces was, from my dealings with them, an easy, effortless and supportive experience through and through. Both Danny... read more and Michel are both incredible individuals who work tirelessly and efficiently with both myself as a Real Estate Agent and any clients referred to them. Michel in particular was able to assist a new first time home buyer couple and navigate the particulars of a mortgage, go through each option, what each option means in the short and long term, and kept me up to date on each milestone necessary to keep track on my end. If anyone is looking for a Mortgage Broker / Company to work with, Mortgage Forces will be one of the names I would refer.

    Brian McConville Avatar Brian McConville
    May 2, 2024

    Amazing services from Mortgage Forces. Very professional, quick to respond to my questions and find the best rates. Merci Michel pour... read more ton aide et excellent travail!

    JF Lauzé Avatar JF Lauzé
    May 2, 2024

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