Explore Buying a Home Process with Mortgage Forces

  • 1 Evaluate Your Financial Situation Start by reviewing your credit score, income, and current debts to determine how much you can afford for a home. This will also help you understand what mortgage options and interest rates you may qualify for.
  • 2 Get Pre-Approved for a Mortgage Apply for a mortgage pre-approval from lenders. This will give you a clear idea of your budget, show sellers you're serious, and streamline the buying process when you find the right home.
  • 3 Shop for Lenders and Compare Offers Explore mortgage options from different lenders, comparing interest rates, terms, and fees. A mortgage advisor can assist you in finding the best deal for your home purchase.
  • 4 Submit a Full Application and Finalize the Loan Once you've found your dream home, submit a complete mortgage application with all necessary documentation. Upon approval, review the terms, and proceed with closing to finalize your mortgage and become a homeowner.
Mortgage Forces
4.6
Based on 77 reviews
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  • Great service. Amazing staff.

    Frank Ienzi Avatar Frank Ienzi
    May 27, 2025

    Melissa Forbes was pleasant to work with. She assisted us through our mortgage process and was always available to answer... read more the questions we had. She explained all details in a way that was understandable and followed up on all our questions and concerns. Greg and Tricia.

    Greg Phillips Avatar Greg Phillips
    May 13, 2025
  • Me and my wife can't thank enough Vanessa Enache from Mortgageforces. She is an amazing agent helping us buying our... read more first house from the beginning until we bought our new house. She is very patience in keep us updated all the time. She is the best agent we have and she is one of a kind agent and best of the best.

    Joselito Avatar Joselito
    May 13, 2025

    Our experience with Vanessa was amazing she answered all of our questions and was as fast as she could be... read more with response . Highly recommend going with them ! Ask for Vanessa you won’t be disappointed .

    Samantha Leger Avatar Samantha Leger
    May 1, 2025
  • We were very happy with the service we received from Melissa Forbes. She guided us through the Mortgage process and... read more was always helpful when answering our questions and concerns. Definately a GREAT service and team. Lesley & Ellen

    Lesley Avatar Lesley
    March 5, 2025

    We were very happy with the service we received from Melissa Forbes. She guided us through the Mortgage process and... read more was always helpful when answering our questions and concerns. Definately a GREAT service and team. Lesley & Ellen

    Lesley Avatar Lesley
    March 4, 2025
  • I can’t recommend Melissa highly enough! I had a complicated refinance with multiple layers of complexity, and she handled it... read more all with incredible patience and professionalism. I can be quite indecisive, but Melissa never made me feel rushed or pressured. She took the time to walk me through every step of the process, answer all my questions, and make sure I was comfortable with each decision. What really stood out was how hard she worked to get me the best possible rate—she truly went above and beyond. Melissa is not only knowledgeable and detail-oriented but also kind, approachable, and genuinely invested in her clients’ success. If you’re looking for a mortgage agent who will make the process seamless and stress-free, Melissa is the one to call! Thank you, Melissa, for your dedication and expertise—you’ve earned a lifelong client!

    Kaitlin Kendall Avatar Kaitlin Kendall
    February 2, 2025

    Melissa was a pleasure to work with. She was efficient and thoroughly explained everything in terms I understood. I will... read more recommend her to all my family and friends. Thank you.

    Samantha Roman [Staff] Avatar Samantha Roman [Staff]
    January 26, 2025
  • I can’t recommend Melissa highly enough! I had a complicated refinance with multiple layers of complexity, and she handled it... read more all with incredible patience and professionalism. I can be quite indecisive, but Melissa never made me feel rushed or pressured. She took the time to walk me through every step of the process, answer all my questions, and make sure I was comfortable with each decision. What really stood out was how hard she worked to get me the best possible rate—she truly went above and beyond. Melissa is not only knowledgeable and detail-oriented but also kind, approachable, and genuinely invested in her clients’ success. If you’re looking for a mortgage agent who will make the process seamless and stress-free, Melissa is the one to call! Thank you, Melissa, for your dedication and expertise—you’ve earned a lifelong client!

    Kaitlin Kendall Avatar Kaitlin Kendall
    January 26, 2025

    Michel consistently offers unprecedented customer service from start to finish! I am a multiple time repeat customer with Michel, and... read more always recommend him for mortgages or renewals. His expertise, attention to detail and friendliness was unmatched. Every time I deal with him, I couldn't be happier with the service received. If you're looking for a mortgage broker who is knowledgeable, trustworthy, and genuinely cares about their clients, look no further than Michel Picotte!

    Maxime Imbert Avatar Maxime Imbert
    January 2, 2025
  • Danny is an exceptional mortgage broker who truly stands out for his professionalism. He demonstrates an in-depth understanding of the... read more mortgage industry and will take the time to guide you through every step of the process. His communication skills are top-notch, always keeping you informed and making sure you feel comfortable with each decision. He is reliable, knowledgeable, and always puts your best interests first. I highly recommend Danny to anyone looking for a mortgage broker who truly cares and excels in his field!

    Liam Swords Avatar Liam Swords
    December 20, 2024

    Melissa was excellent. Helped us through a particularly difficult refinance situation. I highly recommend her and their process.

    KMoore Avatar KMoore
    December 20, 2024
  • Michel consistently offers unprecedented customer service from start to finish! I am a multiple time repeat customer with Michel, and... read more always recommend him for mortgages or renewals. His expertise, attention to detail and friendliness was unmatched. Every time I deal with him, I couldn't be happier with the service received. If you're looking for a mortgage broker who is knowledgeable, trustworthy, and genuinely cares about their clients, look no further than Michel Picotte!

    Maxime Imbert Avatar Maxime Imbert
    December 20, 2024

    Danny and his team at Mortgage Forces deliver exceptional service with professionalism and care—highly recommend!

    Sarjun Gharib Avatar Sarjun Gharib
    December 6, 2024
  • Melissa was my mortgage broker there. It was the worst experience I ever had for mortgage renewal. She was asking... read more paperwork that I never had to produce before. She made Soo many errors that even after the financing they were asking me paperwork that I had previously provided Melissa and she didn't forwarded them the documents. On top of requesting documents that made no sense. She didn't fight for us telling the company to forget about those stupid docs... Brief she didn't know her job. If they would have given me the contacts for the financing I would have resolved things 20days faster. But no I was stressed until the financing Day of my mortgage and even after. They are only good to get a proper deal (and not amazing btw) and then the service stop. I don't think I'll deal with them again. Do not recommend them

    Benoit Hamel Avatar Benoit Hamel
    December 2, 2024

    Very reliable, responsive and helpful agents. Had the smoothest experience with them.

    Fr. Nektarios Najjar Avatar Fr. Nektarios Najjar
    November 14, 2024
  • Melissa Forbes, fantastic mortgage specialist.

    Alex Desruisseaux Avatar Alex Desruisseaux
    November 5, 2024

    Vanessa at Forces Mortgages, was kindess most diligent broker I've ever dealt with, she responded instantly to my concerns, which... read more seems like she was working for me 24 hours a day Buying a house in today's market is the most daunting evolution I've ever been through and this was not my first home. She kept me focused with kind professionalism. Gracias Vanessa for my new home ! You know your part ship well⚓

    Gabrielle Sullivan Avatar Gabrielle Sullivan
    November 2, 2024
  • Vanessa at Forces Mortgages, was kindess most diligent broker I've ever dealt with, she responded instantly to my concerns, which... read more seems like she was working for me 24 hours a day Buying a house in today's market is the most daunting evolution I've ever been through and this was not my first home. She kept me focused with kind professionalism. Gracias Vanessa for my new home ! You know your part ship well⚓

    Gabrielle Sullivan Avatar Gabrielle Sullivan
    October 29, 2024

    We just renewed our mortgage with Melissa F - mortgageforces.ca. While it is always stressful to renew a mortgage, Melissa... read more was always there too, guide us in the right direction. Very responsive and thorough helping us understand the process and reducing our stress at each step. Thanks Melissa!

    Lewis Cutler Avatar Lewis Cutler
    October 29, 2024

Mortgage Forces Exclusive Rate

Mortgage Forces Exclusive Offers

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3.79%

6 - Mo Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Mortgage Forces Exclusive Offers

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4.09%

3 - Yr Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Popular Plan

Mortgage Forces Exclusive Offers

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4.09%

5 - Yr Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Popular Plan

Mortgage Forces Exclusive Offers

info

4.20%

5 - Yr Variable

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Mortgage Forces Exclusive Offers

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5.14%

7 - Yr Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Mortgage Forces Exclusive Offers

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5.24%

10 - Yr Fixed

Celebrate Canada Day with Special July Rates! Buy, renew, relocate, refinance, or consolidate debt—exclusive offers won’t last. Act now before they’re gone!

Close your mortgage with Mortgage Forces

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